Clint Todd, Vice-President Retail Lending at Muskegon, Michigan-based Community Shores Bank, received the Federal Home Loan Bank of Indianapolis (FHLBI) 2016 Community Spirit Award on April 26 at the Building Michigan Communities Conference, an annual event sponsored by more than 25 organizations committed to affordable housing.
“FHLBI is proud to honor Clint Todd with the 2016 Community Spirit Award,” said FHLBI President and Chief Executive Officer Cindy L. Konich. “We value his commitment to helping ensure that the Muskegon-area community has access to quality affordable housing.”
Todd was nominated for the Community Spirit Award in recognition of the assistance he provided Pioneer Resources, a non-profit organization that supports the Muskegon special needs community, to apply successfully for an FHLBI Affordable Housing Program (AHP) grant.
Todd effectively navigated between his roles as a banker and a housing advocate, helping Community Shores and Pioneer Resources win a $145,000 AHP grant from FHLBI in 2009. Within months, he was turning a shovel with other key stakeholders at the groundbreaking for Gretchen’s Place, a four-unit residence for persons with developmental disabilities.
In addition, Todd has partnered with MOKA Corporation, another western Michigan non-profit organization, on successful AHP grant applications in support of affordable housing for individuals with disabilities.
Community Shores Bank opened in 1999 and serves businesses and consumers in the western Michigan counties of Muskegon and Ottawa from four branch offices. Together, Todd and Community Shores have partnered with local organizations to win AHP grants totaling more than $1.25 million in support of their communities.
Todd has been with Community Shores Bank 15 years and oversees the bank’s responsibilities under the Community Reinvestment Act. He has been a proponent for improving community housing options for low income individuals for many years, including serving as a board member and advisor for Neighborhood Investment Corporation in Muskegon for several years, advising with regard to banking relationships, mortgages, and grant applications. He currently serves as a board member of Goodwill Industries of West Michigan and is a Junior Achievement Consultant, a West Michigan Community Investment Act Association member, a Volunteer Income Tax Assistance Program volunteer, and a Michigan High School Athletic Association registered official.