Overview

The FHLBank Indianapolis Capital Plan establishes minimum membership and activity-based capital stock requirements for members. Members are required to maintain a minimum capital stock investment equal to a certain percentage of its mortgage related assets subject to certain minimum and maximum requirements. The membership stock requirement percentage may be adjusted but must stay within the range identified below. Membership stock requirements are typically reviewed annually. 

Additionally, members must maintain capital stock holdings to satisfy the activity-stock requirement resulting from FHLBank Indianapolis product utilization. The activity-based stock requirements are outlined below as well as the range of activity-based stock requirements established by the FHLBank Indianapolis Capital Plan. Activity-stock requirements are re-calculated at time of product usage, and a member would have the ability to purchase stock at that time to satisfy the requirement. 

To view the Capital Plan, click here: Capital Plan.

In order to manage capital in accordance with Capital Plan and provide an attractive return to members, FHLBank Indianapolis is again offering the opportunity to use two percent (2.0%) activity stock to support certain borrowings. Learn more in our latest Credit Bulletin: Opportunity for Reduced Stock Activity Requirements


Capital Plan Range

Current Capital Requirements

Maximum Stock Purchase

Membership Requirement Stock

Total Mortgage Assets

0.75-1.25%

0.75%

$ 35,000,000


Activity-based Stock Requirement

Advances

2.0-5.0%

4.5%

N/A

Lines of Credit

2.0-5.0%

4.5%

N/A

Letters of Credit

2.0-5.0%

4.5%

N/A

Derivative Contracts

3.0-5.0%

4.5%

N/A

MPP

0.0-5.0%

0.0%

N/A

CIP Advances

2.0-5.0%

4.5%

N/A

AHP Grants and Setasides

N/A

N/A

N/A