FHLBank Indianapolis announces fourth-quarter 2025 dividends, reports earnings

last updated on Thursday, February 19, 2026 in Federal Home Loan Bank Indianapolis

On Feb. 19, 2026, the Board of Directors of the Federal Home Loan Bank of Indianapolis declared its fourth quarter 2025 dividends on Class B-2 activity-based capital stock and Class B-1 non-activity-based stock at annualized rates of 9.50% and 4.00%, respectively.

The dividends will be paid in cash on February 20, 2026.

For the fourth quarter of 2025, net interest income was $131 million, a net increase of $8 million compared to the corresponding period in the prior year. The increase was primarily due to higher interest spreads on interest-earning assets, net of interest-bearing liabilities, partially offset by lower earnings generated from investing our capital in interest-earning assets.

Net income for the same period was $73 million, a net increase of $6 million compared to the corresponding period in the prior year. The increase was primarily due to higher net interest income.

For the year ending Dec. 31, 2025, net interest income was $517 million, a net increase of $10 million compared to the prior year. The increase was primarily due to higher advance prepayment fees, net of swap termination fees, and higher interest spreads on interest-earning assets, net of interest-bearing liabilities, partially offset by lower earnings generated from investing our capital in interest-earning assets.     

Net income for the same period was $324 million, a net decrease of $18 million compared to the prior year. The decrease was primarily due to valuation changes on our economic hedges resulting from interest rate volatility and an acceleration of the amortization of pension benefits from accumulated other comprehensive income to other expenses.

Click here to read the Bank’s full news release. 

Questions? Contact Corporate Communications at corpcomm@fhlbi.com.