Privacy Policy

Federal home loan bank of Indianapolis general privacy policy

The Federal Home Loan Bank of Indianapolis ("FHLBI") is committed to safeguarding the privacy of your information disclosed through your use of our web site. This privacy policy details our commitment to protect your information supplied through your use of our web site, and the manner in which we will use that information. By using our web site, you consent to the collection and use of your information by us as set forth in this policy, as subsequently modified from time to time by FHLBI.

This policy applies to information exchanged on all sections of our website, including private sections that require a password to access.

In addition, if you are a member financial institution, please refer to our Member Privacy Statement (below) for additional information regarding our practices relating to our member services.

 

Notification of revisions

We may, from time to time, change this privacy policy. All revisions to the privacy policy will be posted on our web site, other places we deem appropriate and where otherwise required under applicable law. Please check this privacy policy regularly for any revisions.

Important terms used throughout this privacy policy

Throughout this privacy policy we use several specialized terms. The term "you" applies to users of our web site. "Personally Identifiable Information" is information that tells us sensitive, non-public information regarding individuals, like a person's social security number, bank account number and certain financial information. "User Information" means all Personally Identifiable Information and any other forms of information supplied by you through the web site such as your e-mail address, street address or the Internet Protocol (IP) address of your computer.

Information we collect and how we use it

When you visit our web site, we may collect and store the domain name and host from which you access the Internet (e.g., aol.com), the IP address of your computer, your browser software and operating system, the date and time you access the site and the Internet address of any web site from which you linked directly to our site or to which you link directly after visiting our site. We may use this information to measure the number of visitors to sections of our sites, to determine from where our visitors linked and to where our visitors link from our sites, and to help us make our site more useful. For example, we may organize and analyze IP addresses so that we can provide efficient service, improve your user experience, enhance security, monitor appropriate usage and produce traffic volume statistics. This type of information may be shared with third parties on an aggregated basis, such as if we choose to disclose site traffic information for marketing or other commercial purposes.

When using our web site, you may contact us to request information about FHLBI or our products and services. Members or other users of our web site may also be able to sign up for seminars, request specific information about programs or register or apply for various programs or services. In choosing these options, you may provide us with User Information that we use to send you the information, evaluate and process your request or application or provide you with the services you request. We may also use such information to send you additional marketing and informational materials about our programs, services and products. FHLBI may also use for other purposes and disclose to third parties User Information that does not constitute Personally Identifiable Information.

We will not share any Personally Identifiable Information with third parties, except as permitted by law. Those permitted exceptions include, for example, disclosures (i) to protect the confidentiality or security of your records; (ii) to our attorneys, accountants, auditors or other third parties providing services to FHLBI; (iii) to law enforcement or other government officials or agencies; (iv) to consumer reporting agencies; or (v) in connection with a sale, reorganization or merger of FHLBI. We require third parties to whom we disclose your Personally Identifiable Information to take measures to keep that information confidential. We also maintain and require various security measures designed to protect this information.

Website measurement and customization technologies (e.g., cookies) policy 

FHLBI uses web measurement and customization technologies, commonly known as "cookies", to collect information about users' visits to our site. Use of these technologies makes our website function better for you and allows us to better understand how the public is using the website. Some cookies collect personal information to recognize your computer in the future. FHLBI does not do this on its website. The bank uses only non-persistent cookies or "per-session cookies”, also known as "Tier 1 web measurement and customization technologies". These cookies do not collect personal information on users and they are not stored on your computer's hard drive. They are stored only in your computer's memory during an active browser session, and they are deleted or erased as soon as you close your browser after visiting our website.

FHLBI uses a third-party analytics provider (currently Google Analytics) to analyze the data collected through the non-persistent cookies or per-session cookies. Google Analytics does not receive personally identifiable information through these cookies and does not combine, match, or cross-reference www.fhlbi.com information with any other information. The data is automatically sent from a cookie on your machine or device to the provider's system which immediately aggregates that data. The cookie and any data related to a particular visit to our website are deleted from your computer immediately after you close your browser. FHLBI uses the aggregated data for internal purposes and discloses it to FHLBI employees and contractors who have a "need-to-know" in the performance of their official duties. To learn more about Google's collection and analysis of information by automated means, including how to opt out, please visit the following website:www.google.com/policies/privacy/partners/.

If you choose to disable cookies you will continue to have access to FHLBI's website, and you will receive comparable information and services. However, your experience may be different than those who enable cookies. Cookies are small text files that our site may send to your browser for storage on the hard drive. Cookies can make use of our site easier by saving users' status and preferences upon visits to our site. Most browsers are initially set to accept cookies, but a user may be able to change the settings to refuse cookies or to be alerted when cookies are being sent. Although you may have the ability to modify your browser and reject certain cookies, such actions may affect your use of certain portions of the web site.

Third-party web sites

This privacy policy only addresses the use and disclosure of information collected by us through our web site. If you disclose information to other parties, then different rules may apply to those parties' use or disclosure of such information regardless of their affiliation or relationship with us. Because we do not control the privacy practices of third parties, you are subject to the privacy customs and policies of those third parties. A user of our site that links to another web site will be subject to the privacy policy of that web site. We encourage you to ask questions and review the applicable privacy policy before disclosing information to third parties. We have no responsibility or liability for the independent actions or policies of independent sites, and are not responsible for the content or privacy practices of such sites.

FHLBI Member Privacy Statement

FHLBI acknowledges that in the course of its relationship with its members, FHLBI may come into possession of certain "nonpublic personal information" as that term is defined under the Gramm-Leach-Bliley Act and various federal regulations promulgated thereunder. Accordingly, FHLBI agrees that, except where disclosure is required for legal, accounting or regulatory purposes, FHLBI will not disclose or use such information, except in the ordinary course of business of performing services on behalf of the member. FHLBI agrees to maintain the confidentiality of such information with the same level of security that FHLBI uses to maintain the confidentiality of its own business records and shall take all reasonable steps necessary to prevent unauthorized access to or use of such information.