Who We Are

The Federal Home Loan Bank of Indianapolis is one of 11 independent regional cooperative banks across the U.S.

New Offering!

Our new program helps non-depository CDFIs support housing and economic development in the most underserved areas.

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Who We Serve

The Federal Home Loan Bank of Indianapolis provides a reliable, cost effective, and flexible source of wholesale funding for its members.

MEMBER OPPORTUNITY

Good news! Due to heavy member demand, we have added $3 million in incentive funds for the purchase of loans for low-income borrowers. Learn more about this innovative program on our MPP page!

Quick Reference

Community & Housing Services

The Community Investments Department at FHLBank Indianapolis plays a pivotal role in providing safe and affordable housing to residents in Indiana and Michigan.

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Breaking News

See our list of more than 50 recipients across Indiana and Michigan!

Program News

Providing assistance to homeowners affected by severe storms in Indiana and Michigan.

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New program!

The new Tribal Nations Housing Development Assistance Program will help Michigan's sovereign tribal nations to build more affordable housing and upgrade existing homes.

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New report!

Read about our growing community and financial impact across our district of Indiana and Michigan.

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Built to Serve

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Mortgage
Purchase Program

Community
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Banking Services

The Federal Home Loan Bank of Indianapolis is a regional wholesale bank that has been meeting the liquidity needs of member financial institutions throughout Indiana and Michigan since 1932.

Our Mission

Our core mission is to provide a reliable source of liquidity to member banks, credit unions, community development financial institutions and insurance companies to support housing finance, asset-liability management and community lending. We also help communities and families through grants and low-cost loans to our members that help support affordable housing and economic development initiatives.

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How We Serve

FHLBank Indianapolis serves a wide range of members large and small, from banks and credit unions to insurance companies and community development financial institutions. But how exactly do we do that? Watch our testimonial video and hear from the members themselves about the value we provide to their customers and their communities.

Privately Capitalized and Funded

FHLBank Indianapolis is one of 11 regional banks that make up the Federal Home Loan Bank System. FHLBanks are government-sponsored enterprises created by Congress to ensure access to low-cost funding for their member financial institutions. FHLBanks are privately capitalized and funded, and receive no Congressional appropriations. The Bank is owned by its approximately 400 Indiana and Michigan financial institution members. Watch this 60 second video to learn more about how the FHLBanks support a nation of local lenders.

Featured Resources

Article Money Masters Scholarship Program We are proud to announce “Money Masters” Scholarship Program, a community engagement and financial literacy program sponsored by FHLBank Indianapolis.

Video/Webinar At Federal Home Loan Bank Indianapolis, we're stepping up. By committing more dollars to affordable housing. By engaging more with our members and the communities they serve. And we're just getting started!

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News

Community Investments Elevate Spotlight: Accutrak Consulting and Accounting Services of St. Clair Shores, Mich. Elevate Spotlight is an ongoing series of profiles focused on recipients of our Elevate Small Business Grants. Today's installment: Accutrak Consulting and Accounting Services

Member Announcements FHLBank Indianapolis adds $3 million to popular new home loan program with below-market rates The new MPP Rate Advantage Program incentivizes Bank members to fund mortgage loans to low-income borrowers by offering below-market note rates. Launched with $1 million on Aug. 15, 2024, the initial 100 loans were locked in under six weeks, In September, $3 million was added to extend the program.

Community Investments Elevate Spotlight: Owl Creek Construction of Evansville, Ind. Elevate Spotlight is an ongoing series of profiles focused on recipients of our Elevate Small Business Grants. Watch this space and our social media for future occasional installments. First up: Owl Creek Construction in Evansville, Ind., a company specializing in small concrete projects.

Member Announcements FHLBank Indianapolis account manager saves man, daughter from drowning in Lake Superior Ask yourself this question: “Have I ever saved someone from drowning?” Then ask yourself, “How about two people at once?” For Nick Groenleer, AVP, Michigan Account Manager at FHLBank Indianapolis, the answer to both questions is yes. And it all happened in 15 minutes this summer along Lake Superior.

See all articles regarding news about FHLBank Indianapolis.