FHLBank Indianapolis provides member institutions with a reliable source of liquidity through our access to capital markets and competitively-priced credit products.

For 25 years, FHLBI has been offering affordable housing grants to our members, who in turn partner with Indiana and Michigan communities to support low- and very-low income families and neighborhoods. Each year our bank commits 10% of annual net income to fund Affordable Housing Program (AHP) grants.

FHLBI offers another funding tool, the Mortgage Purchase Program (MPP), which allows members to sell qualified 5- to 30-year conforming, fixed-rate mortgages with LTVs up to 95%. MPP offers a competitive rate as well as the potential for participating members to earn additional income if their loans perform well.

Community Investment Program (CIP) advances and letters of credit help members ensure that their communities experience steady economic growth.

To meet their business operational needs, FHLBI members rely on correspondent services such as Automated Clearinghouse (ACH), Net Settlement, Securities Safekeeping, and Wire Transfer.

The FHLBank Indianapolis Capital Plan establishes minimum membership and activity-based capital stock requirements for members.