Kristina Cunningham oversees the bank’s compliance and operational risk departments. In her role, she is responsible for operational and information technology risk management, compliance, business continuity, and records management for the bank. Cunningham is also the bank’s primary liaison with our regulator, the Federal Housing Finance Agency, the Anti-Money Laundering Officer, Office of Foreign Asset Control Officer, and Financial Instruments Fraud Officer. Cunningham joined the bank in 2001 as a Senior Internal Auditor, serving later as the Manager of Financial Audit. Prior to joining the bank, she was a Senior Auditor at PricewaterhouseCoopers. Cunningham holds an undergraduate degree from Indiana State University and an MBA from Anderson University. She holds a Certified Public Accountant designation and a Certification in Risk Management Assurance.