David Watkins, Community Lending Manager at Level One Bank, received the FHLBank Indianapolis Community Spirit Award at the 2019 Community Investments Workshop in Troy, Michigan. As Community Development Manager at Level One Bank, Watkins has helped his customers successfully apply for more than $3 million in grant funds from a variety of sources including FHLBank Indianapolis. These grants have gone towards helping first-time homebuyers with down payment and closing cost assistance and home repairs. In 2018 alone, Watkins helped over 40 low- to moderate-income households receive over $350,000 in grant funds in southeast Michigan and the Grand Rapids area. Watkins also promoted the FHLBank Indianapolis Elevate small business grant program to his customers, of which two received funding. In addition to his work helping homeowners navigate the grant application process, he also teaches homebuyer education courses and financial literacy workshops, and he established a partnership with the Chaldean Community Foundation to assist Chaldean immigrants with banking, budgeting, and preparation for homeownership.

Moira Carlstedt, President and CEO of INHP, received the FHLBank Indianapolis 2019 Community Spirit Award at the Indiana Housing Conference. Carlstedt has dedicated her career to providing access to affordable housing to underserved communities. Her ability to lead, inspire, and teach members of the INHP team has elevated the quality of service that the organization provides. INHP under Carlstedt’s leadership has leveraged their FHLBank Indianapolis membership to secure financial security for underserved and underbanked populations. Through partnering with FHLBank Indianapolis, INHP has secured over $1,042,953 in grants through the bank’s Affordable Housing Program, Homeownership Opportunity Program, and Elevate small business grant. As a result of their work, INHP has issued more than 3,200 homebuyer preparation certificates, closed 757 home purchases, and helped clients raise their credit scores by an average of 40 points. Outside of her work with INHP, Carlstedt serves as a board member for a variety of organizations, including Citizens Energy Group, the Indianapolis Chamber of Commerce, the Greater Indianapolis Progress Committee, and the Indiana Latino Institute.