Indiana- and Michigan-based insurance companies that become members of the Federal Home Loan Bank of Indianapolis enjoy same-day access to the global capital market with customized funding structures from overnight to 10 years. FHLBI membership is a valuable tool for insurers to manage liquidity and asset/liability needs—and ensure they remain fully invested.
In addition to its flexibility, FHLBI funding is generally the lowest cost and most reliable funding source for insurers. No wonder rating agencies view FHLBI membership as a positive ratings factor.
Sounds like a great deal, right? That’s because it is. When you become a member, you’re more than a customer of FHLBI—you’re a part owner, which means you also share in our success through dividend payouts. In fact, our quarterly dividends to members have consistently outperformed comparable investments and have averaged the three-month LIBOR plus 3.31% over the past five years (see chart).1
FHLBI Membership is available for qualified Indiana- and Michigan-based life, health, and property/casualty insurance companies. Learn more about membership and FHLBI credit products by contacting our Insurance Business Development staff at 1.800.442.2568 or email@example.com or start an application.
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 Please note that past performance does not guarantee future results.
“The FHLBs offer eligible insurers easily accessible, low-cost, collateralized borrowing capacity for both ordinary operating needs and emergency liquidity.”
– Moody’s Investors Service,
“Sector Comment,” June 25, 2015