The Accessibility Modifications Program (AMP) is a program offered by FHLBank Indianapolis that provides up to $12,000 in grant funding for accessibility modifications for eligible senior homeowners and owner-occupied households with a person(s) with a permanent disability. 

For individuals with disabilities or aging seniors, an inaccessible home can be a significant and expensive obstacle to overcome. Our members have used AMP awards to help customers in their communities stay in their homes and provide relief from a large financial burden. Members work both directly with their customers and through community housing organizations in order to reach those in need. 

In the past, AMP awards have been used by households throughout Indiana and Michigan to pay for modifications such as ramps, grab bars, roll-in showers, widened doorways and much more. 

HOW DO members USE AMP?

All Homeownership Initiatives are available to members who have completed the appropriate training found on our training and resources page. After completing training, you must submit the completed agreements as outlined in the training. Upon completion, you will receive information about how to apply for disbursements.

Once a member is approved, they can do the following:
  • FHLBank Indianapolis members can request up to $12,000 per household for qualified modifications.
    • Up to 50% of the funds requested may be used for deferred maintenance items such as roofing, siding, or windows.
  • Members may choose to work with their customers directly and/or through one or more community housing organizations.

Who qualifies for AMP?

To be eligible for AMP, you must live in a household where:

  • Household income is at or below 80% AMI and located in Indiana or Michigan; and

  • All household members are

    • Age 62 or older; or
    • Age 62 or older and age 17 or younger where the household member age 62 or older is the guardian of the younger household members; or
    • A household member of any age has a permanent disability and is currently receiving permanent disability benefits.

FHLBank Indianapolis Members may work with eligible homeowners directly or through one or more community housing organizations.


Funds for the 2019 round of the Homeownership Initiatives (HOP/NIP/AMP) have been exhausted.

For Homeowners

Are you a homeowner looking for assistance in utilizing AMP? Find a participating FHLBank Indianapolis member below.

Find a participating member

NOTE: In order to use AMP, you must work through a participating FHLBank Indianapolis member institution.


Select the State, County, MSA, and Household Size to view the AMI percentage income limits.

The AMI Calculator is for reference. All grants are awarded according to the Implementation Plan.